Estimate principal and interest, taxes, insurance, common charges or HOA, buyer closing costs, cash required, and payment-to-income.
Open mortgage calculatorFinancial tools
Real Estate Calculators for Manhattan and Miami
Model the numbers behind a purchase, sale, relocation, or investment before you make a decision. These calculators are built for high-value NYC and Miami property scenarios where taxes, closing costs, financing, liquidity, and timing all matter.
Buyer Calculators
Estimate payment, cash-to-close, purchase power, and market-to-market closing-cost differences before setting a search range.
Model maximum purchase price using income, liquid assets, down payment, debt, reserve expectations, and condo or co-op assumptions.
Open affordability calculatorCompare mansion tax, transfer taxes, mortgage-recording tax, Florida documentary stamps, attorney fees, and cash-vs-financing scenarios.
Compare closing costsSeller Calculators
Run net proceeds before choosing pricing, timing, renovation, and relocation strategy.
Estimate payoff, commissions, transfer taxes, attorney fees, prep costs, concessions, and estimated net cash after a Manhattan or Miami sale.
Open net proceeds calculatorEstimate sale proceeds and Miami buying power for California owners considering a Florida move.
Model California to MiamiModel proceeds, transition costs, and Miami purchase range for Chicago sellers moving capital south.
Model Chicago to MiamiInvestment Calculators
Use the investor tools to compare cash flow, financing, debt replacement, and reinvestment deadlines.
Estimate NOI, cap rate, debt service, cash-on-cash return, cash flow, equity at exit, and modeled profit.
Open ROI calculatorEstimate replacement-property target, debt replacement, exchange equity, boot exposure, cash gap, and 45-day / 180-day deadlines.
Open 1031 calculatorCompare renting with ownership after taxes, appreciation, maintenance, closing costs, rent growth, and exit assumptions.
Open rent vs buy calculatorThese tools are for planning and scenario modeling. Tax, legal, financing, and investment decisions should be reviewed with qualified advisors before a binding offer, sale, exchange, or closing.
Relocation and Tax Context
Pair the calculators with the broader NYC-to-Miami planning pages when a move includes residency, state-tax, pied-a-terre, or sale-and-purchase timing questions.
Review the tax-residency planning framework behind a New York to Florida move.
Review tax migrationUse the Miami guide for local buyer costs, documentary stamps, title, financing, and condo expenses.
Review Miami closing costsUse the NYC guide for mansion tax, mortgage recording tax, title, attorney, co-op, condo, and sponsor-related costs.
Review NYC closing costsCalculator FAQ
Use the calculator suite as a first-pass model, then confirm assumptions against the building, lender, attorney, qualified intermediary, and tax advisor involved in the actual transaction.
Which calculator should I use before buying in Manhattan or Miami?
Start with the affordability calculator to set a purchase range, then use the mortgage calculator to estimate monthly payment and cash required. If you are comparing New York and Florida, use the NYC vs Miami closing-cost calculator before submitting an offer.
Which calculator helps sellers estimate net proceeds?
Use the net proceeds calculator to estimate payoff, commissions, transfer taxes, attorney fees, concessions, prep costs, and estimated cash after closing. California and Chicago owners relocating to Miami can use the dedicated route-specific net proceeds calculators.
Can these calculators replace tax, legal, or financing advice?
No. The calculators are planning tools for scenario modeling. Buyers, sellers, and investors should review tax, legal, exchange, lending, building, and closing assumptions with qualified professionals before making a binding decision.
Need the numbers checked against a real property?
Use the calculators for the first pass, then have Manhattan Miami review the assumptions against building rules, tax timing, financing, and current inventory.