FOREIGN BUYER DOWN PAYMENT REQUIREMENT REDUCED TO 30%

ricardo, Dec 3, 2011 1:37:33 PM

HSBC recently reduced the down payment requirement for Foreign Buyers of second homes in New York City to 30% from 40%. This is quite a testament to the strength of the New York City market. The loan program is dependent upon a number of factors, including certain building criteria. For Miami, the down payment requirement remains at 40% under the same building criteria. If the building criteria are not met, HSBC has another program that would require a 50% down payment. This program is available in both New York City and Miami. HSBC also added a brand-new program that allows foreigners to buy commercial properties with a down payment of 50%.

Foreign nationals make up a significant number of buyers, so it is important for banks like HSBC (and Wells Fargo, to name a few) to provide lending to foreign buyers at reasonable terms.

The combination of record low interest rates, the real estate market recovery and the beginning of a sustained economic recovery make it a great time to finance a purchase of real estate.

To learn more about these programs, see the Mortgage Financing page. 匯豐銀行最近將外國置業人士在紐約市購買第二所住宅物業時要支付首期的要求由 40% 降至 30%。這是紐約樓市再現强勢的有力證明。貸款計劃取決於多方面的因素,包括特定的樓宇標準。以邁阿密而言,在相同的樓宇標準之下,首期支付的要求仍維持在 40%。若未能達到樓宇的標準,匯豐銀行便會提供另外一個計劃,即要求 50% 的首期支付,並適用於紐約市和邁阿密兩地。匯豐銀行亦加設一個全新計劃,容許外籍人士以 50% 的首期支付購買商用物業。

置業者中的外籍人士佔數極多,因此像匯豐銀行與富國銀行 (所有例子不能盡錄) 這樣的銀行能向外國置業人士提供合理條款的貸款是很重要的。

利率創歷史低點、房地產市場復甦與可持續的經濟開始復甦,這些因素同時出現創造了目前貸款置業的最佳時機。

若要瞭解更多有關這些計劃的內容,請查看貸款按揭貸款網頁。 最近,汇丰银行将外国买家在纽约市购置二套房的首付要求从四成降至三成。这是纽约市房产市场复苏的有力佐证。贷款计划取决于许多因素,其中包括需满足特定的大楼标准。对于迈阿密而言,在相同的大楼标准下,首付要求仍为四成。如果不满足大楼标准,汇丰银行还提供另一项五成首付计划。该计划适用于纽约市和迈阿密市的房产。另外,汇丰银行还出台了一项全新的计划,允许外国买家购买商业房产,首付为五成。

在所有买家中,外国买家占比很大。因此,像汇丰银行和Wells Fargo等银行应以合理的条件向外国买家提供贷款。这一点很重要。

目前,我们面临着创纪录的低利率、房地产市场的复苏以及经济开始持续回暖等难得的历史机遇,因此正是融资购买房产的绝佳时机。

欲知上述计划的详情,请浏览抵押贷款融资页面。 HSBC recently reduced the down payment requirement for Foreign Buyers of second homes in New York City to 30% from 40%. This is quite a testament to the strength of the New York City market. The loan program is dependent upon a number of factors, including certain building criteria. For Miami, the down payment requirement remains at 40% under the same building criteria. If the building criteria are not met, HSBC has another program that would require a 50% down payment. This program is available in both New York City and Miami. HSBC also added a brand-new program that allows foreigners to buy commercial properties with a down payment of 50%.

Foreign nationals make up a significant number of buyers, so it is important for banks like HSBC (and Wells Fargo, to name a few) to provide lending to foreign buyers at reasonable terms.

The combination of record low interest rates, the real estate market recovery and the beginning of a sustained economic recovery make it a great time to finance a purchase of real estate.

To learn more about these programs, see the Mortgage Financing page. HSBC recently reduced the down payment requirement for Foreign Buyers of second homes in New York City to 30% from 40%. This is quite a testament to the strength of the New York City market. The loan program is dependent upon a number of factors, including certain building criteria. For Miami, the down payment requirement remains at 40% under the same building criteria. If the building criteria are not met, HSBC has another program that would require a 50% down payment. This program is available in both New York City and Miami. HSBC also added a brand-new program that allows foreigners to buy commercial properties with a down payment of 50%.

Foreign nationals make up a significant number of buyers, so it is important for banks like HSBC (and Wells Fargo, to name a few) to provide lending to foreign buyers at reasonable terms.

The combination of record low interest rates, the real estate market recovery and the beginning of a sustained economic recovery make it a great time to finance a purchase of real estate.

To learn more about these programs, see the Mortgage Financing page. HSBC recently reduced the down payment requirement for Foreign Buyers of second homes in New York City to 30% from 40%. This is quite a testament to the strength of the New York City market. The loan program is dependent upon a number of factors, including certain building criteria. For Miami, the down payment requirement remains at 40% under the same building criteria. If the building criteria are not met, HSBC has another program that would require a 50% down payment. This program is available in both New York City and Miami. HSBC also added a brand-new program that allows foreigners to buy commercial properties with a down payment of 50%.

Foreign nationals make up a significant number of buyers, so it is important for banks like HSBC (and Wells Fargo, to name a few) to provide lending to foreign buyers at reasonable terms.

The combination of record low interest rates, the real estate market recovery and the beginning of a sustained economic recovery make it a great time to finance a purchase of real estate.

To learn more about these programs, see the Mortgage Financing page.

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